Credit union · NCUA insured
NAE FCU Savings Rates
Top CarrotNAE FCU’s best savings rate is 0.04% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How NAE FCU’s savings rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where NAE FCU has the most branches. $10,000, best rate first.
This credit union’s best
NAE FCU
0.04%APY
- Minimum
- $0
- Earns on $10,000 a year
- $4
Money Market
Top rate
Primis Bank
3.85%APY
- Minimum
- $1
- Earns on $10,000 a year
- $385
2nd-highest rate
Langley Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
NAE FCU savings score
60
Savings score
Higher than 2% of U.S. banks and credit unions
- $1,000 balance$1,0000.04%
- $10,000 balance$10,0000.04%
- $100,000 balance$100,0000.14%
- QualifiedQualified0.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NAE FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.04%APY
Dividends post monthly. Unlimited withdrawals. No monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $20,000Dividends post monthly. | 0.04% | $4 | Dividends post monthly. |
| $20,001 – $100,000Dividends post monthly. | 0.14% | — | Dividends post monthly. |
| $100,001 and upDividends post monthly. | 0.20% | — | Dividends post monthly. |
Share Savings
0.02%APY
Dividends compound and pay quarterly based on Average Daily Balance. Membership requires $5.00 opening deposit/membership fee. No monthly service fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Dividends post quarterly. | 0.02% | $2 | Dividends post quarterly. |
| $10,001 and upDividends post quarterly. | 0.04% | — | Dividends post quarterly. |
Special-purpose accounts
Youth Savings (Looney Toons)
0.04%APY
Savings account for kids. Dividends compound and pay monthly. No monthly service fee. Matching deposit incentive up to $7.50 once a quarter when piggy bank is full. Page p43 mentions $100.00 minimum balance to earn dividends in prose while p41 rate table starts at $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $20,000Dividends post monthly. | 0.04% | $4 | Dividends post monthly. |
| $20,001 – $100,000Dividends post monthly. | 0.14% | — | Dividends post monthly. |
| $100,001 and upDividends post monthly. | 0.20% | — | Dividends post monthly. |
IRA Shares
0.05%APY
Offers Traditional, Roth, and SEP IRA options. Dividends compound and pay monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $20,000Dividends post monthly. | 0.05% | $5 | Dividends post monthly. |
| $20,001 – $100,000Dividends post monthly. | 0.10% | — | Dividends post monthly. |
| $100,001 and upDividends post monthly. | 0.15% | — | Dividends post monthly. |
Sources (3)
All captured Sep 19, 2026
Christmas Club
0.07%APY
Short-term club savings account. Dividends paid monthly. No monthly service fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $4,000Dividends post monthly. | 0.03% | — | Dividends post monthly. |
| $4,001 – $6,000Dividends post monthly. | 0.05% | — | Dividends post monthly. |
| $6,001 and upDividends post monthly. | 0.07% | $7 | Dividends post monthly. |
Vacation Club
0.07%APY
Short-term club savings account. Dividends paid monthly. No monthly service fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $4,000Dividends post monthly. | 0.03% | — | Dividends post monthly. |
| $4,001 – $6,000Dividends post monthly. | 0.05% | — | Dividends post monthly. |
| $6,001 and upDividends post monthly. | 0.07% | $7 | Dividends post monthly. |
Who can join NAE FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You qualify for NAE membership if you live, work, worship, volunteer, or attend school in, or are a business or other legal entity located in the Virginia Beach - Norfolk - Newport News, VA - NC Metropolitan Statistical Area.
Membership information collected October 4, 2026.