Credit union · NCUA insured
Mutual 1st Federal Credit Card Rates
Mutual 1st Federal credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Mutual 1st Federal’s credit card rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Mutual 1st Federal has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mutual 1st Federal
10.99%APR
- Up to
- —
Rewards Card
Lowest rate
Omaha Police Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
2nd-lowest rate
Midland Credit Union
9.90%APR
- Up to
- —
Mutual 1st Federal credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mutual 1st Federal ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Rewards Card
With approved credit. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All loans subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Rate as low as 10.99% APR with approved credit. This Visa has no application fee, no annual fee, no balance transfer fee, no cash advance fee and a 1% foreign transaction fee. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All loans subject to approval. |
Sources (1)
- mutualfirst.com/banking/personal-banking/credit-cards · captured Oct 7, 2026
Who can join Mutual 1st Federal
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.