Credit union · NCUA insured
MSCU Credit Card Rates
Top CarrotMSCU credit cards start at 18.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How MSCU’s credit card rates compare
Compared with banks and credit unions near Bridgeport, CT, where MSCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
MSCU
18.00%APR
- Up to
- —
VISA Platinum Card
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Waterbury CT Teachers Federal Credit Union
8.50%APR
- Up to
- 17.50% APR
MSCU credit card score
60
Credit card score
Higher than 1% of U.S. banks and credit unions
- Purchase APRPurchase APR18.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MSCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum Card
Membership open to anyone who lives, works, worships, or attends school in Fairfield, Litchfield, or New Haven counties in Connecticut. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Variable Purchase APR. Balance transfer fee: the greater of $10 or 4% of each transfer amount. |
VISA Platinum Premium Card
Membership open to anyone who lives, works, worships, or attends school in Fairfield, Litchfield, or New Haven counties in Connecticut. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Variable Purchase APR. Balance transfer fee: the greater of $10 or 4% of each transfer amount. |
Sources (2)
All captured Oct 22, 2026
VISA Signature Card
Membership open to anyone who lives, works, worships, or attends school in Fairfield, Litchfield, or New Haven counties in Connecticut. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory rate of 0% for 6 months from date of account opening on purchases. For new cardmembers only. |
| Intro, 18 months | 0.00% | None | Introductory rate of 0% for 18 months from date of first transfer for balance transfers. Balance transfer fee: either $10 or 4% of the amount of each transfer, whichever is greater. For new cardmembers only. |
| Ongoing | 18.00% | None | Variable Purchase APR. After the introductory period, standard variable APR applies to unpaid introductory balances, new purchases, and new balance transfers. Rate varies with the Prime Rate. |
Who can join MSCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Fairfield, Litchfield, or New Haven counties in Connecticut.
Family and household
- Family members of current members are eligible to join.
Membership information collected October 4, 2026.