Credit union · NCUA insured
Mountain West Federal Credit Union CD Rates
Mountain West Federal Credit Union’s best CD rate is 3.50% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Mountain West Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Butte, MT, where Mountain West Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mountain West Federal Credit Union
3.50%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $173
Share Certificates (CD’s)
Top rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Mountain West Federal Credit Union CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mountain West Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates (CD’s)
Up to 3.50%APY · 3 terms
Minimum balance to open a certificate account is $1,000. Early withdrawal penalties may be imposed. Federally insured by NCUA up to $250,000.
| Term | APY · Up to $10,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.25% | 3.50% | 3.25%3.50% from $10k | $161 |
| 12 months | 3.00% | 3.25% | 3.00%3.25% from $10k | $300 |
| 24 months | 2.75% | 3.00% | 2.75%3.00% from $10k | $558 |
Sources (2)
All captured Sep 16, 2026
Who can join Mountain West Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone can join from Butte Silver Bow, Deer Lodge, Granite, Missoula, Lake, Sanders, and Lincoln counties under a Rural Community Charter.
Cost to join
- A $25.00 minimum deposit applies to keep the account open.
Membership information collected October 4, 2026.