Credit union · NCUA insured
Mountain West Federal Credit Union Auto Loan Rates
Mountain West Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 6.00% for a used one. Rates checked October 22, 2026.
How Mountain West Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Butte, MT, where Mountain West Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Mountain West Federal Credit Union
5.00%APR
- Terms
- up to 60 months
New Vehicles
Lowest rate
Northwestern Energy Employees FCU
4.49%APR
- Terms
- —
2nd-lowest rate
Mile High FCU
4.49%APR
- Terms
- up to 84 months
Mountain West Federal Credit Union auto loan score
75
Auto loan score
Higher than 39% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mountain West Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles
Vehicle Loan Rate applies to current and previous year.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.25% | This Vehicle Loan Rate applies to current and previous year. |
| up to 48 months | 4.25% | This Vehicle Loan Rate applies to current and previous year. |
| up to 60 months | 5.00% | This Vehicle Loan Rate applies to current and previous year. |
| up to 72 months | 5.25% | This Vehicle Loan Rate applies to current and previous year and must exceed $20,000. |
| up to 84 months | 5.75% | This Vehicle Loan Rate applies to current and previous year and must exceed $28,000. |
Used Vehicles
Applies to used vehicles two to seven years old or older than seven years depending on term.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50% | This includes all vehicles two to seven years old. |
| up to 48 months | 5.50% | This includes all vehicles two to seven years old. |
| up to 60 months | 6.00% | This includes all vehicles two to seven years old. |
| up to 72 months | 6.50% | This includes all vehicles older than seven years and must exceed $20,000. |
| up to 36 months | 7.00% | This includes all vehicles older than seven years. |
| up to 48 months | 8.00% | This includes all vehicles older than seven years. |
Who can join Mountain West Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone can join from Butte Silver Bow, Deer Lodge, Granite, Missoula, Lake, Sanders, and Lincoln counties under a Rural Community Charter.
Cost to join
- A $25.00 minimum deposit applies to keep the account open.
Membership information collected October 4, 2026.