Credit union · NCUA insured
Mile High FCU Auto Loan Rates
Mile High FCU auto loans start at 4.49% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Mile High FCU’s auto loan rates compare
Compared with banks and credit unions near Butte, MT, where Mile High FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Mile High FCU
4.49%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Northwestern Energy Employees FCU
4.49%APR
- Terms
- —
3rd-lowest rate
Southwest Montana Community Federal Credit Union
4.99%APR
- Terms
- up to 60 months
Mile High FCU auto loan score
87
Auto loan score
Higher than 79% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mile High FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.49% | New (2025-2024) vehicles. Rate stated for 60 month term; maximum term is 84 months. |
| up to 84 months | 5.24% | Used (2024-2020) vehicles. Rate stated for 60 month term; maximum term is 84 months. |
| up to 60 months | 5.49% | Used (2019-2008) vehicles. Rate stated for 48 month term; maximum term is 60 months. |
Sources (3)
- milehighfcu.org/loans/personal-loans
- milehighfcu.org/loans/personal-loans/auto-loans.html
- milehighfcu.org/services-tools/tools/rates.html
All captured Oct 7, 2026
Who can join Mile High FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live in Silver Bow County, Montana are eligible for membership.
- Persons who regularly work, attend school, worship, or participate in associations headquartered in Silver Bow County, Montana are eligible for membership.
Employers and groups
- Incorporated organizations located in Silver Bow County, Montana or maintaining a facility in Silver Bow County, Montana are eligible for membership.
Family and household
- All family members of eligible persons, including spouses, children, step-children, parents, grandparents, in-laws, aunts, uncles, and cousins, are eligible for membership.
Other ways
- Persons participating in programs to alleviate poverty or distress located in Silver Bow County, Montana are eligible for membership.
Cost to join
- Must open a share account and maintain a minimum balance of $5.00 to become a member.
Membership information collected October 4, 2026.