Credit union · NCUA insured
Mountain Star Credit Union CD Rates
Mountain Star Credit Union’s best CD rate is 3.82% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Mountain Star Credit Union’s CD rates compare
Compared with banks and credit unions near Las Cruces, NM, where Mountain Star Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mountain Star Credit Union
3.82%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $382
Certificate of Deposit
Top rate
GECU
4.44%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $444
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Mountain Star Credit Union CD score
73
CD score
Higher than 34% of U.S. banks and credit unions
- 3–8 months3–8 mo2.53%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.05%
- 31–60 months31–60 mo2.53%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mountain Star Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.82%APY · 4 terms
Term Share Certificates are time deposits available from 6 months to 3 years. Minimum deposit of $1,000.00 or $2,500.00 required. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid quarterly | 2.53% | $126 |
| 12 monthsDividends paid quarterly | 3.82% | $382 |
| 24 monthsDividends paid quarterly | 3.05% | $619 |
| 36 monthsDividends paid quarterly | 2.53% | $778 |
Who can join Mountain Star Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.