Credit union · NCUA insured
Mountain Star Credit Union Auto Loan Rates
Mountain Star Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 16, 2026.
How Mountain Star Credit Union’s auto loan rates compare
Compared with banks and credit unions near El Paso, TX, where Mountain Star Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Mountain Star Credit Union
5.25%APR
- Terms
- up to 60 months
Vehicle Loan
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
evolve Federal Credit Union
4.74%APR
- Terms
- 48–72 months
Mountain Star Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mountain Star Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loan
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.25% | Model years 2019-2026; starting at 5.25% APR |
| up to 72 months | 5.50% | Model years 2019-2026; starting at 5.50% APR |
| up to 84 months | 5.75%–17.00% | Model years 2019-2026; minimum of $30,001 required for term of 84 months |
| up to 72 months | 5.75%–17.00% | Model years 2019-2026; call credit union for older vehicles |
| up to 84 months | 6.00%–17.00% | Model years 2019-2026; call credit union for older vehicles |
Sources (1)
- mountainstarfcu.org/loans · captured Oct 6, 2026
Who can join Mountain Star Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.