Credit union · NCUA insured
Motion Federal Credit Union Credit Card Rates
Motion Federal Credit Union credit cards start at 10.45% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Motion Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Motion Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Motion Federal Credit Union
10.45%APR
POWER VISA - Low Rate
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
Motion Federal Credit Union credit card score
81
Credit card score
Higher than 55% of U.S. banks and credit unions
- Purchase APRPurchase APR10.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Motion Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
POWER VISA - Low Rate
Rates are determined by personal credit history and payment method. No annual fee. No balance transfer fee. Maximum credit line limit of $25,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.45% | None | Rates as low as 10.45% APR. Maximum limit $25,000. Determined by credit history and payment method. No annual fee. No balance transfer fee. |
Sources (2)
All captured Sep 19, 2026
POWER VISA - Secured
Secured by a corresponding deposit amount equal to credit line limit. Rates determined by credit history and payment method. No annual fee. Maximum limit of $25,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.25% | None | Rates as low as 11.25% APR from rates table. Maximum limit $25,000. Determined by credit history and payment method. No annual fee. |
| Ongoing | 12.75% | None | As low as 12.75% APR stated in promotional product overview. Secured by a corresponding deposit equal to credit limit. No annual fee. |
Sources (2)
All captured Sep 19, 2026
POWER VISA with Rewards
Rates are determined by personal credit history and payment method. No annual fee. Maximum credit line limit of $25,000. Earn 1 Point for every net dollar spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.25% | None | Rates as low as 14.25% APR. Maximum limit $25,000. Determined by credit history and payment method. No annual fee. |
Sources (2)
All captured Sep 19, 2026
Who can join Motion Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of DuPont are eligible for membership.
- Employees of ExxonMobil are eligible for membership.
- Employees of Phillips66 are eligible for membership.
Cost to join
- A deposit of $5 is required to open an account.
Membership information collected October 5, 2026.