Bank · FDIC insured
Regions Bank Credit Card Rates
Regions Bank credit cards start at 26.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Regions Bank’s credit card rates compare
Compared with banks and credit unions near Atlanta, GA, where Regions Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Regions Bank
26.74%APR
- Annual fee
- $29
- Up to
- —
Regions Explore Credit Card
Lowest rate
Faith Connection FCU
8.90%APR
- Annual fee
- None
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Annual fee
- None
- Up to
- 17.90% APR
Regions Bank credit card score
60
Credit card score
Higher than 0% of U.S. banks and credit unions
- Purchase APRPurchase APR26.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Regions Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Regions Cash Rewards Visa Credit Card
Variable APR based on WSJ Prime Rate. Minimum interest charge $1.50. Accurate as of October 1, 2026.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on Purchases through the end of the 12th monthly billing cycle after account opening for purchases posted during the same period. |
| Ongoing | 18.74%–28.74% | None | Standard APR for Purchases and Term It Plans after introductory period, based on creditworthiness: WSJ Prime + margin of 11.74% - 21.74%. |
| Ongoing | 28.74% | None | Standard APR for Cash Advances varies with the market based on WSJ Prime Rate + margin of 21.74%. Fee is either $10 or 4% of each cash advance, whichever is greater. |
Sources (1)
- regions.com/-/media/pdfs/credi…on/Pricing_Agreement.pdf · captured Oct 5, 2026
Regions Explore Credit Card
Variable APR based on WSJ Prime Rate. Standard purchase and balance transfer margin 19.74%, cash advances margin 21.74%. Accurate as of October 1, 2026.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 26.74% | $29 | Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%. |
| Ongoing | 28.74% | $29 | Standard APR for Cash Advances varies with the market based on WSJ Prime Rate + margin of 21.74%. Fee is either $10 or 4% of each cash advance, whichever is greater. |
Sources (1)
- regions.com/-/media/pdfs/credi…riceInfo-ExploreCard.pdf · captured Oct 5, 2026
Regions Life Visa Credit Card
Variable APR based on WSJ Prime Rate. Minimum interest charge $1.50. Accurate as of October 1, 2026.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 18 months | 0.00% | None | 0% introductory APR on Purchases through the end of the 18th monthly billing cycle after account opening for purchases posted during the same period. |
| Ongoing | 16.74%–26.74% | None | Standard APR for Purchases and Term It Plans after introductory period, based on creditworthiness: WSJ Prime + margin of 9.74% - 19.74%. |
| Ongoing | 28.74% | None | Standard APR for Cash Advances varies with the market based on WSJ Prime Rate + margin of 21.74%. Fee is either $10 or 4% of each cash advance, whichever is greater. |
Sources (1)
- regions.com/-/media/pdfs/credi…on/Pricing_Agreement.pdf · captured Oct 5, 2026
Regions Prestige Visa Credit Card
Variable APR based on WSJ Prime Rate. Minimum interest charge $1.50. Accurate as of October 1, 2026.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on Purchases through the end of the 12th monthly billing cycle after account opening for purchases posted during the same period. |
| Ongoing | 18.74%–28.74% | None | Standard APR for Purchases and Term It Plans after introductory period, based on creditworthiness: WSJ Prime + margin of 11.74% - 21.74%. |
| Ongoing | 28.74% | None | Standard APR for Cash Advances varies with the market based on WSJ Prime Rate + margin of 21.74%. Fee is either $10 or 4% of each cash advance, whichever is greater. |
Sources (1)
- regions.com/-/media/pdfs/credi…on/Pricing_Agreement.pdf · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.