Credit union · NCUA insured
MOPAC Employees Federal Credit Union CD Rates
MOPAC Employees Federal Credit Union’s best CD rate is 3.30% APY on a 7-month share certificate (CD). Terms run from 7 months to 1 year. Rates checked October 16, 2026.
How MOPAC Employees Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Palestine, TX, where MOPAC Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
MOPAC Employees Federal Credit Union
2.79%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $279
Term Share Certificate
Top rate
First National Bank Texas
3.75%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $248
2nd-highest rate
Southside Bank
3.34%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $505
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate
2.79%APY · 2 terms
| Term | APY · $1,000 – $24,999 | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 7 months7 Month Special; $50,000 minimum deposit | — | — | 3.30% | —3.30% from $50k | — |
| 12 months12 Month Special; $1,000 to $24,999 deposit tier | 2.79% | — | — | 2.79% | $279 |
| 12 months12 Month Special; $25,000 minimum deposit | — | 3.20% | — | —3.20% from $25k | — |
Sources (1)
- mopaccu.com/rates-loans · captured Sep 17, 2026
Who can join MOPAC Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retired employees of Texas State Railroad are eligible for membership.
- Employees and retired employees of Union Pacific Railroad are eligible for membership.
Family and household
- Family members related by blood or marriage to qualifying employees/retired employees are eligible for membership.
Membership information collected October 5, 2026.