Bank · FDIC insured
Montgomery Bank Auto Loan Rates
Montgomery Bank auto loans start at 7.22% APR for a new vehicle and 7.22% for a used one. Rates checked October 16, 2026.
How Montgomery Bank’s auto loan rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Montgomery Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Montgomery Bank
7.22%APR
- Up to
- —
Auto Loans
Lowest rate
St. Louis Policemen's Credit Union
3.50%APR
- Up to
- 12.25% APR
2nd-lowest rate
First Missouri Credit Union
3.99%APR
- Up to
- —
Montgomery Bank auto loan score
61
Auto loan score
Higher than 5% of U.S. banks and credit unions
- New vehicleNew7.22%
- Used vehicleUsed7.22%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Montgomery Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Whether brand new or previously owned car. Stated APR is based on a new purchase – 2025 model; other rates available for other model years and refinances. Subject to credit approval. Automatic payment debit from Montgomery Bank account required to get stated rate. $75 origination fee applicable.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.47% | Rates as low as 7.47% APR stated on Consumer Loans page. Based on example loan of $30,000 with 72 months repayment, 7.72% interest rate, automatic payment debit from Montgomery Bank account, and $75 origination fee. Based on new purchase – 2025 model. Other rates available for other model years and refinances. Subject to credit approval. |
| — | 7.22% | Rates as low as 7.22% APR stated on Consumer Loan Rates page. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.