Credit union · NCUA insured
Montcalm Public Employees Credit Union Savings Rates
Montcalm Public Employees Credit Union’s best savings rate is 0.30% APY on $10,000, with its Regular Shares. Rates checked October 16, 2026.
How Montcalm Public Employees Credit Union’s savings rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Montcalm Public Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Montcalm Public Employees Credit Union
0.30%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $30
Regular Shares
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
Montcalm Public Employees Credit Union savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Montcalm Public Employees Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.30%APY
Minimum required to open is the purchase of a $5.00 par value share in the credit union, plus a 25¢ membership fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain a minimum balance of $100.00 to obtain disclosed APY. Dividends compounded and credited quarterly.$100 and up | 0.30% | $30 | Must maintain a minimum balance of $100.00 to obtain disclosed APY. Dividends compounded and credited quarterly. |
Sources (3)
- mpecreditunion.com/rates/savings-rates
- mpecreditunion.com/services/savings-accounts
- mpecreditunion.com/wp-content/…n-savings-disclosure.pdf
All captured Sep 18, 2026
Special-purpose accounts
IRA
2.25%APY
No fee for setting up IRA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 2.25% | $225 |
Sources (3)
- mpecreditunion.com/rates/savings-rates
- mpecreditunion.com/services/savings-accounts
- mpecreditunion.com/wp-content/…n-savings-disclosure.pdf
All captured Sep 18, 2026
Christmas Club
0.30%APY
The minimum required to open this account is the purchase of a $5.00 par value share in the credit union.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.30% | $30 |
Sources (3)
- mpecreditunion.com/rates/savings-rates
- mpecreditunion.com/services/savings-accounts
- mpecreditunion.com/wp-content/…n-savings-disclosure.pdf
All captured Sep 18, 2026
Who can join Montcalm Public Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of the credit union.
Military, government and schools
- Membership is open to employees of educational facilities located in the Montcalm Area Intermediate School District, including the Boards of Education.
- Membership is open to employees and elected and appointed officials of all villages, municipalities, and townships, as well as county employees of Montcalm County.
- Membership is open to federal employees residing or employed in Montcalm County.
Family and household
- Membership is open to members of the immediate families of eligible members.
- A spouse of a deceased member may be elected to membership at any time prior to remarriage.
2 more ways to join
Other ways
- Membership is open to persons on pension arising from qualifying employment.
- Membership is open to organizations composed mostly of persons eligible for membership.
Membership information collected October 5, 2026.