Credit union · NCUA insured
Money One Federal Credit Union Credit Card Rates
Money One Federal Credit Union credit card rates start at 10.25% APR. Rates checked October 22, 2026.
How Money One Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Money One Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Money One Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa
Credit limit secured by your savings deposits. Savings balance must be 120% of credit limit. Must already be an online banking user to apply online. Average daily balance calculation method.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00%–4.99% | None | Introductory APR for purchases for a period of 6 billing cycles, based on creditworthiness. New credit cards only. |
| Ongoing | 10.25%–18.00% | None | Regular variable purchase APR based on creditworthiness, varies with the market based on the Prime Rate. Applies after the 6-month introductory period. |
| Ongoing | 18.00% | None | Cash advances are limited to 50% of your credit line. |
Sources (1)
- moneyonefcu.org/everyday-banking/visa-credit-cards · captured Oct 4, 2026
Visa Platinum
Must already be an online banking user to apply online. 25-day grace period on purchases. Average daily balance calculation method.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00%–4.99% | None | Introductory APR for purchases for a period of 6 billing cycles, based on creditworthiness. New credit cards only. |
| Ongoing | 10.25%–18.00% | None | Regular variable purchase APR based on creditworthiness, varies with the market based on the Prime Rate. Applies after the 6-month introductory period. |
| Ongoing | 18.00% | None | Cash advances are limited to 50% of your credit line. |
Sources (2)
All captured Oct 4, 2026
Who can join Money One Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in specified zip codes (20607, 20608, 20613, 20623, 20705, 20706, 20707, 20708, 20710, 20712, 20715, 20716, 20720, 20721, 20722, 20735, 20737, 20740, 20743, 20744, 20745, 20746, 20747, 20748, 20762, 20769, 20770, 20772, 20774, 20781, 20782, 20783, 20784, or 20785) can join Money One.
Employers and groups
- Individuals associated with any of nearly 100 approved employers, churches, and organizations are eligible for membership.
Family and household
- Individuals are eligible if any immediate family member (grandparents, parents, siblings including step, children, grandchildren) or household member is a member or eligible to join.
Other ways
- Individuals can qualify for membership by joining Gifts for Easter Seals via donation form and bringing proof to a branch location.
Membership information collected October 4, 2026.