Credit union · NCUA insured
Mocse Credit Union CD Rates
Mocse Credit Union’s best CD rate is 2.53% APY on a 1-year share certificate (CD). Terms run from 3 months to 1 year. Rates checked October 6, 2026.
How Mocse Credit Union’s CD rates compare
Compared with banks and credit unions near Modesto, CA, where Mocse Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mocse Credit Union
2.53%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $253
Standard Term Share Certificates
Top rate
Golden 1 Credit Union
4.30%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $321
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Standard Term Share Certificates
Up to 2.53%APY · 4 terms
For just a $1,000 starting balance, you can begin saving and earning with a Mocse certificate. Earnings compound monthly. Certificates will auto-renew for the same term at maturity to the then current rate. Penalties for early withdrawal may apply and fees may reduce earnings. Rates are subject to change without notice.
| Term | APY · $1,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| UnknownSuper 30 Day term. This 30 day certificate that will auto renew on the maturity date at the then current rate with a 10 day grace period. Penalties for early withdrawal may apply and fees may reduce earnings. We reserve the right to change or discontinue this promotion at any time. Rates are subject to change without notice | — | 2.12% | —2.12% from $50k | — |
| 3 monthsCertificates will auto-renew for the same term at maturity to the then current rate. Penalties for early withdrawal may apply and fees may reduce earnings. Rates are subject to change without notice | 1.00% | — | 1.00% | $25 |
| 6 monthsCertificates will auto-renew for the same term at maturity to the then current rate. Penalties for early withdrawal may apply and fees may reduce earnings. Rates are subject to change without notice | 2.02% | — | 2.02% | $100 |
| 12 monthsCertificates will auto-renew for the same term at maturity to the then current rate. Penalties for early withdrawal may apply and fees may reduce earnings. Rates are subject to change without notice | 2.53% | — | 2.53% | $253 |
Sources (1)
- mocse.org/personal/term-share-certificates-cds · captured Oct 6, 2026
Who can join Mocse Credit Union
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