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Credit union · NCUA insured

Mobile Educators Credit Union Credit Card Rates

Mobile Educators Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Mobile Educators Credit Union’s credit card rates compare

Compared with banks and credit unions near Mobile, AL, where Mobile Educators Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    Mobile Educators Credit Union

    8.90%APR

    Up to
    —

    VISA® Platinum

  • Top Carrot, Carrot Score 94

    Lowest rate

    AmFirst

    7.80%APR

    Up to
    —

    AmFirst rates

  • 2nd-lowest rate

    Alabama Credit Union

    8.90%APR

    Up to
    12.90% APR

    Alabama Credit Union rates

Compare credit card rates near you →

Mobile Educators Credit Union credit card score

89

Credit card score

Higher than 87% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR8.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Mobile Educators Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Mobile Educators Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Eligibility is open to anyone who lives, works, or goes to school in Mobile, Baldwin, Washington, Clarke, Monroe, or Escambia Counties.

Employers and groups

  • Employees of designated employer groups are eligible for membership.

Military, government and schools

  • Employees of specified educational institutions and municipal/government entities in the area are eligible to join.

Family and household

  • Family members (mother, father, sister, brother, children, and grandchildren) of all credit union members are eligible to join.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Mobile Educators Credit Union overview