Credit union · NCUA insured
Mississippi Public Employees FCU Credit Card Rates
Mississippi Public Employees FCU credit cards start at 13.92% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Mississippi Public Employees FCU’s credit card rates compare
Compared with banks and credit unions near Jackson, MS, where Mississippi Public Employees FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mississippi Public Employees FCU
13.92%APR
Classic Visa
Lowest rate
MS National Guard FCU
8.50%APR
2nd-lowest rate
Mississippi Highway Safety Patrol FCU
8.99%APR
Mississippi Public Employees FCU credit card score
64
Credit card score
Higher than 11% of U.S. banks and credit unions
- Purchase APRPurchase APR13.92%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mississippi Public Employees FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa
$100 Savings balance is required. Shares in the amount of $100 up to credit limit used as collateral. Rate is fixed and based on Equifax credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.92% | None | 25-day grace period on purchases if entire balance paid by due date. Fixed rate based on Equifax credit score. |
Sources (3)
- mspecu.org/PDFs/2018_09_creditCardDisclosure.pdf
- mspecu.org/rates.php
- mspecu.org/products/creditCards.php
All captured Oct 15, 2026
VISA Premium
Requires Equifax credit score of 660 or better and no more than 1 previous slow pay account. Rate is fixed.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.00% | None | Requires Equifax credit score of 660 or better and no more than 1 previous slow pay account. 25-day grace period on purchases if entire balance paid by due date. |
Sources (2)
All captured Oct 15, 2026
Who can join Mississippi Public Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership serves State, City, County, and Federal Employees of Mississippi.
Membership information collected October 4, 2026.