Credit union · NCUA insured
Millard County Credit Union Auto Loan Rates
Millard County Credit Union auto loan rates start at 4.99% APR. Rates checked October 22, 2026.
How Millard County Credit Union’s auto loan rates compare
Compared with banks and credit unions in Utah, where Millard County Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Millard County Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Utah Power Credit Union
3.79%APR
- Terms
- —
2nd-lowest rate
Hercules First Federal Credit Union
3.84%APR
- Terms
- up to 60 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Newer Car and Truck - Purchase, Refinance, or Title Loan
Borrow up to $100,000 per qualified borrower. Up to 100% financing. No application fee. First-time borrower option available with maximum loan amount of $15,000. Branded or Salvage title options available. Model years 2017-2027. Fixed rates. Rate match guarantee available against competing Utah financial institutions.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | Fixed rate. Model Year 2017-2027. |
| up to 72 months | 4.99% | Fixed rate. Model Year 2017-2027. Minimum loan amount $15,000. |
| up to 84 months | 6.24% | Fixed rate. Model Year 2017-2027. Minimum loan amount $30,000. |
| up to 96 months | 8.24% | Fixed rate. Model Year 2017-2027. Minimum loan amount $45,000. |
| up to 60 months | 7.99% | Branded Title. Additional requirements, call for details. Model Year 2017-2027. Maximum $25,000. Maximum 60 months. |
Older Car and Truck - Purchase, Refinance, or Title Loan
Clean title only. Model years 2006-2016. Fixed rates. Maximum loan terms depend on loan amount.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99% | Clean title only. Model years 2006-2016. Fixed rate. |
| up to 72 months | 5.99% | Clean title only. Model years 2006-2016. Fixed rate. Minimum loan amount $15,000. |
Who can join Millard County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live in Millard County, Utah are eligible for membership.
Family and household
- Immediate family members (spouses, parents, children, siblings, grandparents, grandchildren) living in Utah of a current Millard County Credit Union member are eligible for membership.
- Household members living in Utah of a current Millard County Credit Union member are eligible for membership.
Cost to join
- Opening a share (savings) account requires a minimum deposit of $25.50.
Membership information collected October 4, 2026.