Credit union · NCUA insured
Milestones Federal Credit Union Auto Loan Rates
Milestones Federal Credit Union auto loans start at 4.85% APR for a new vehicle and 5.60% for a used one. Rates checked October 22, 2026.
How Milestones Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lewiston, ME, where Milestones Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Milestones Federal Credit Union
4.85%APR
- Terms
- up to 60 months
New Car/Truck
Lowest rate
Lisbon Community FCU
4.49%APR
- Terms
- up to 60 months
2nd-lowest rate
Dirigo Federal Credit Union
4.60%APR
- Terms
- up to 72 months
Milestones Federal Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew4.85%
- Used vehicleUsed5.60%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Milestones Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car/Truck
Membership required. All loans subject to credit approval. 100% financing available. 90-Day No Pay promotion available for new and refinanced auto loans (interest continues to accrue). Rates are determined by credit worthiness of the member, loan amount, and loan term.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.60% | Rate is as low as. Rates are determined by credit worthiness of the member, loan amount, and loan term. |
| up to 48 months | 4.70% | Rate is as low as. Rates are determined by credit worthiness of the member, loan amount, and loan term. |
| up to 60 months | 4.85% | Rate is as low as. Rates are determined by credit worthiness of the member, loan amount, and loan term. |
| up to 72 months | 5.35% | Rate is as low as. Rates are determined by credit worthiness of the member, loan amount, and loan term. |
| up to 84 months | 5.85% | Rate is as low as. Rates are determined by credit worthiness of the member, loan amount, and loan term. |
Sources (2)
All captured Oct 22, 2026
Used Car/Truck
Membership required. All loans subject to credit approval. 100% financing available. 90-Day No Pay promotion available for new and refinanced auto loans (interest continues to accrue). No refinance charge for refinances from another lender. Rates are determined by credit worthiness of the member, loan amount, and loan term.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.10% | Rate is as low as. Rates are determined by credit worthiness of the member, loan amount, and loan term. |
| up to 48 months | 5.35% | Rate is as low as. Rates are determined by credit worthiness of the member, loan amount, and loan term. |
| up to 60 months | 5.60% | Rate is as low as. Rates are determined by credit worthiness of the member, loan amount, and loan term. |
| up to 72 months | 5.85% | Rate is as low as. Rates are determined by credit worthiness of the member, loan amount, and loan term. |
| up to 84 months | 6.35% | Rate is as low as. Rates are determined by credit worthiness of the member, loan amount, and loan term. |
Sources (2)
All captured Oct 22, 2026
Who can join Milestones Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, attends school, or volunteers in Androscoggin or Cumberland counties is eligible to join.
Family and household
- Individuals who have a family member who is an existing member are eligible to join.
Cost to join
- Joining requires opening a share savings account with a minimum $5.00 deposit.
Membership information collected October 4, 2026.