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Credit union · NCUA insured

Midwestern State University Credit Union Credit Card Rates

Midwestern State University Credit Union credit cards start at 13.00% APR on purchases, after any introductory rate. Rates checked October 23, 2026.

How Midwestern State University Credit Union’s credit card rates compare

Compared with banks and credit unions near Wichita Falls, TX, where Midwestern State University Credit Union has the most branches. Ongoing purchase APR, lowest first.

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Midwestern State University Credit Union credit card score

66

Credit card score

Higher than 17% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR13.00%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Midwestern State University Credit Union ranks

By credit card score, in each area where it has branches

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Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Midwestern State University Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Military, government and schools

  • All Midwestern State University graduates and life-time members of the MSU Alumni Association are eligible to join.
  • All full-time campus ministers of recognized Bible chairs and their full-time employees are eligible to join.
  • Full-time, benefit-eligible employees of Midwestern State University are eligible to join.
  • Teaching Assistants (TAs) of the University, as well as part-time faculty and part-time staff under contract and benefit eligible, are eligible to join.
  • All ROTC Cadre and all full-time civil service employees of the ROTC unit at the University are eligible to join.
  • Students who are officially accepted and attending Midwestern State University are eligible to join.
2 more ways to join

Military, government and schools

  • All full-time (benefit-eligible) Administration, Faculty, classified, and At-will employees of Vernon College (including all branches) are eligible to join.

Family and household

  • Members of the family of eligible persons are eligible for membership.

Cost to join

  • Joining requires payment of a $1.00 non-refundable membership fee.
  • New members must purchase at least one share for $25.00 to establish an account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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