Credit union · NCUA insured
Midwest Regional Credit Union Auto Loan Rates
Midwest Regional Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Midwest Regional Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Midwest Regional Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Midwest Regional Credit Union
4.99%APR
- Terms
- up to 63 months
Auto Loans
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Midwest Regional Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Midwest Regional Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates are based on creditworthiness and term of loan. Model years New to 2016.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 4.99% | Model year New to 2016. Rate based on applicant's creditworthiness. |
| up to 75 months | 5.49% | Model year New to 2016. Rate based on applicant's creditworthiness. |
| up to 84 months | 5.99% | Model year New to 2016. Minimum amount financed $40,000. Rate based on applicant's creditworthiness. |
Motorcycle Loans
Model year New to 2016. Rates are based on applicant's creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 8.25% | Model year New to 2016. Rate based on applicant's creditworthiness. |
| up to 75 months | 8.75% | Model year New to 2016. Rate based on applicant's creditworthiness. |
Who can join Midwest Regional Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside or work in Anderson, Coffey, Douglas, Franklin, Geary, Johnson, Leavenworth, Linn, Miami, Morris, Osage, Pottawatomie, Riley, Shawnee, Wabaunsee, or Wyandotte Counties in Kansas, or Jackson County in Missouri are eligible for membership.
Cost to join
- Members must purchase and maintain at least one share (membership share) as outlined in the Credit Union's Bylaws.
Membership information collected October 4, 2026.