Credit union · NCUA insured
Midwest Members Credit Union Credit Card Rates
Top CarrotMidwest Members Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Midwest Members Credit Union’s credit card rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Midwest Members Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Midwest Members Credit Union
8.90%APR
- Up to
- —
VISA Elite
Lowest rate
FRB Federal Credit Union
7.50%APR
- Up to
- —
2nd-lowest rate
First Community Credit Union
7.90%APR
- Up to
- 16.90% APR
Midwest Members Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Midwest Members Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Elite
Features no annual fee and 25-day grace period on purchases. Includes travel accident insurance up to $1,000,000 when charging common carrier tickets.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | — |
Sources (2)
All captured Oct 6, 2026
VISA Platinum
Features no annual fee and 25-day grace period on purchases. Includes travel accident insurance up to $1,000,000 when charging common carrier tickets.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | — |
Sources (2)
All captured Oct 6, 2026
VISA Premier
Features no annual fee and 25-day grace period on purchases. Includes travel accident insurance up to $1,000,000 when charging common carrier tickets.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | — |
Sources (2)
All captured Oct 6, 2026
Who can join Midwest Members Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, or attends school in Madison County, IL.
Membership information collected October 5, 2026.