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Credit union · NCUA insured

Midwest Members Credit Union Auto Loan Rates

Top Carrot, Carrot Score 90Top Carrot

Midwest Members Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.

How Midwest Members Credit Union’s auto loan rates compare

Compared with banks and credit unions near St. Louis, MO-IL, where Midwest Members Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 90

    This credit union’s lowest

    Midwest Members Credit Union

    4.99%APR

    Terms
    up to 66 months
    Up to
    —

    New & Used Auto Loans

  • Lowest rate

    St. Louis Policemen's Credit Union

    3.50%APR

    Terms
    —
    Up to
    12.25% APR

    St. Louis Policemen's Credit Union rates

  • 2nd-lowest rate

    First Missouri Credit Union

    3.99%APR

    Terms
    —
    Up to
    —

    First Missouri Credit Union rates

Compare auto loan rates near you →

Midwest Members Credit Union auto loan score

83

Auto loan score

Higher than 62% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.99%
  • Used vehicleUsed4.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Midwest Members Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Midwest Members Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Eligibility is open to anyone who lives, works, or attends school in Madison County, IL.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Midwest Members Credit Union overview