Credit union · NCUA insured
Midwest Liberty FCU Savings Rates
Midwest Liberty FCU’s best savings rate is 0.65% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Midwest Liberty FCU’s savings rates compare
Compared with banks and credit unions in Nebraska, where Midwest Liberty FCU has the most branches. $10,000, best rate first.
This credit union’s best
Midwest Liberty FCU
0.65%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $65
Money Market Account
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Flatwater Bank
3.60%APY
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000 a year
- $360
Midwest Liberty FCU savings score
82
Savings score
Higher than 58% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0001.11%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Midwest Liberty FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.65%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Tier: $0.00-$9,999.99. $10.00 monthly service charge is waived if balance > $1,000. | 0.50% | — | Tier: $0.00-$9,999.99. $10.00 monthly service charge is waived if balance > $1,000. |
| $10,000 – $25,000Tier: $10,000-$24,999.99. $10.00 monthly service charge is waived if balance > $1,000. | 0.65% | $65 | Tier: $10,000-$24,999.99. $10.00 monthly service charge is waived if balance > $1,000. |
| $25,000 – $50,000Tier: $25,000-$49,999.99. $10.00 monthly service charge is waived if balance > $1,000. | 0.80% | — | Tier: $25,000-$49,999.99. $10.00 monthly service charge is waived if balance > $1,000. |
| $50,000 – $100,000Tier: $50,000-$99,999.99. $10.00 monthly service charge is waived if balance > $1,000. | 0.95% | — | Tier: $50,000-$99,999.99. $10.00 monthly service charge is waived if balance > $1,000. |
| $100,000 – $250,000Tier: $100,000-$249,999.99. $10.00 monthly service charge is waived if balance > $1,000. | 1.11% | — | Tier: $100,000-$249,999.99. $10.00 monthly service charge is waived if balance > $1,000. |
| $250,000 and upTier: $250,000 and over. $10.00 monthly service charge is waived if balance > $1,000. | 1.26% | — | Tier: $250,000 and over. $10.00 monthly service charge is waived if balance > $1,000. |
Sources (1)
- midwestlibertyfcu.org/accounts · captured Sep 18, 2026
Membership Share account
0.15%APY
A share account with a minimum balance requirement of $5.00 establishes and maintains your credit union membership. The dividend is calculated on the average daily balance and pays quarterly at a rate determined by the Board of Directors.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends are calculated on the average daily balance and are paid on the last day of each quarter. Rate applies to balances over $50.00.$50 and up | 0.15% | $15 | Dividends are calculated on the average daily balance and are paid on the last day of each quarter. Rate applies to balances over $50.00. |
Sources (1)
- midwestlibertyfcu.org/accounts · captured Sep 18, 2026
Special Share Account
0.15%APY
Deposit through payroll deduction, in-office deposit, mail, or transfer. The dividend rate is the same as the regular share account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividend rate is the same as the regular share account. Dividends are calculated on the average daily balance and are paid on the last day of each quarter. Rate applies to balances over $50.00.$50 and up | 0.15% | $15 | Dividend rate is the same as the regular share account. Dividends are calculated on the average daily balance and are paid on the last day of each quarter. Rate applies to balances over $50.00. |
Sources (1)
- midwestlibertyfcu.org/accounts · captured Sep 18, 2026
Special-purpose accounts
IRA Shares
0.15%APY
Offers Traditional and Roth IRA options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends are calculated on the average daily balance and are paid on the last day of each quarter. Rate applies to balances over $50.00.$50 and up | 0.15% | $15 | Dividends are calculated on the average daily balance and are paid on the last day of each quarter. Rate applies to balances over $50.00. |
Sources (1)
- midwestlibertyfcu.org/accounts · captured Sep 18, 2026
Who can join Midwest Liberty FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in specified counties in Kansas (Cheyenne, Decatur, Graham, Norton, Rawlins, Sheridan, Sherman, Thomas) and Nebraska (Chase, Dawson, Dundy, Frontier, Furnas, Gosper, Harlan, Hayes, Hitchcock, Keith, Lincoln, Perkins, Phelps, Red Willow).
Employers and groups
- Membership is open to employees of this credit union.
Family and household
- Membership is open to members of the immediate family or household of eligible persons.
- Membership is open to spouses of persons who died while within the field of membership of this credit union.
Other ways
- Membership is open to organizations of such eligible persons.
- Membership is open to members of record of the Mid-West Liberty Federal Credit Union as of January 24, 2023.
1 more way to join
Other ways
- Membership is open to volunteers in the community.
Membership information collected October 4, 2026.