Credit union · NCUA insured
Midwest Liberty FCU Auto Loan Rates
Midwest Liberty FCU auto loans start at 7.00% APR for a new vehicle and 8.00% for a used one. Rates checked October 22, 2026.
How Midwest Liberty FCU’s auto loan rates compare
Compared with banks and credit unions in Nebraska, where Midwest Liberty FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Midwest Liberty FCU
7.00%APR
- Terms
- up to 84 months
New and Used Vehicles
Lowest rate
Kellogg Credit Union
3.24%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
Midwest Liberty FCU auto loan score
61
Auto loan score
Higher than 4% of U.S. banks and credit unions
- New vehicleNew7.00%
- Used vehicleUsed8.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Midwest Liberty FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Vehicles
If not currently a member, must open an account before applying. Rate based on creditworthiness and term of loan. Requires physical damage insurance with maximum $1,000 collision/comprehensive deductible and credit union as loss payee.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 7.00% | New vehicles. Base rate; rate based on creditworthiness and term of loan. |
| up to 72 months | 8.00% | Used vehicles. Base rate; rate based on creditworthiness and term of loan. |
Who can join Midwest Liberty FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in specified counties in Kansas (Cheyenne, Decatur, Graham, Norton, Rawlins, Sheridan, Sherman, Thomas) and Nebraska (Chase, Dawson, Dundy, Frontier, Furnas, Gosper, Harlan, Hayes, Hitchcock, Keith, Lincoln, Perkins, Phelps, Red Willow).
Employers and groups
- Membership is open to employees of this credit union.
Family and household
- Membership is open to members of the immediate family or household of eligible persons.
- Membership is open to spouses of persons who died while within the field of membership of this credit union.
Other ways
- Membership is open to organizations of such eligible persons.
- Membership is open to members of record of the Mid-West Liberty Federal Credit Union as of January 24, 2023.
1 more way to join
Other ways
- Membership is open to volunteers in the community.
Membership information collected October 4, 2026.