Bank · FDIC insured
MidFirst Bank CD Rates
A $42.8B bank, the 56th largest of 4,207, headquartered in Oklahoma City, OK, with 93 branches in 7 states.
How MidFirst Bank’s CD rates compare
Compared with banks and credit unions near Oklahoma City, OK, where MidFirst Bank has the most branches. $10,000, best rate first.
This bank’s best
MidFirst Bank
4.10%APY
- Term
- 19 months
- Minimum
- $5,000
- Earns on $10,000
- $657
Relationship Certificate of Deposit
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
WEOKIE Federal Credit Union
4.40%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,057
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship Certificate of Deposit
Up to 4.10%APY · 15 terms
Minimum deposit and balance required. No brokered deposits. Deposits limited to $500,000 for accounts opened in a MidFirst banking center and $100,000 for accounts opened online. Early withdrawal penalties and fees may reduce earnings. APY is variable and may increase if designated as part of a relationship package.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.00% | — | 3.00% | $74 |
| 4 months4 Month Special | — | 3.75% | 3.75% | $123 |
| 6 months | 3.65% | — | 3.65% | $181 |
| 9 months9 Month Special | — | 3.80% | 3.80% | $284 |
| 12 months | 3.45% | — | 3.45% | $345 |
| 13 months13 Month Special | — | 3.60% | 3.60% | $391 |
| 18 months | 3.00% | — | 3.00% | $453 |
| 19 months19 Month Special | — | 4.10% | 4.10% | $657 |
| 24 months | 4.00% | — | 4.00% | $816 |
| 30 months | — | 2.30% | 2.30% | $585 |
| 36 months | 2.30% | — | 2.30% | $706 |
| 48 months | 2.30% | — | 2.30% | $952 |
| 60 months | 2.30% | — | 2.30% | $1,204 |
| 84 months | 1.30% | — | 1.30% | $946 |
| 120 months | 1.40% | — | 1.40% | $1,492 |
Callable Certificate of Deposit
Up to 2.30%APY · 4 terms
The callable feature allows MidFirst to exercise the call option and redeem the CD any time after the lock period stated or anytime thereafter. If called, guaranteed stated yield for investment period. Minimum opening deposit and balance required. No brokered deposits. Deposits limited to $500,000 in banking centers and $100,000 online. APY is variable and may increase if designated as part of a relationship package. Early withdrawal penalties and fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months1 year lock period | 2.30% | $465 |
| 24 months3 month lock period | 2.30% | $465 |
| 24 months6 month lock period | 2.30% | $465 |
| 36 months1 year lock period | 2.30% | $706 |
| 60 months1 year lock period | 2.30% | $1,204 |
| 60 months2 year lock period | 2.30% | $1,204 |
| 60 months3 year lock period | 2.30% | $1,204 |
| 60 months6 month lock period | 2.30% | $1,204 |
| 84 months1 year lock period | 1.30% | $946 |
| 84 months2 year lock period | 1.30% | $946 |
| 84 months3 year lock period | 1.30% | $946 |
| 84 months6 month lock period | 1.30% | $946 |
Sources (1)
- midfirst.com/personal/saving-a…sting/cds-and-iras/rates · captured Oct 5, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.10%APY · 15 terms
Includes Traditional, Roth and SEP IRAs. Minimum deposit to open online is $1,000 for regular terms and $5,000 for Special terms. Deposits limited to $500,000 for accounts opened in a MidFirst banking center. No annual service fee. Early withdrawal penalties and fees may reduce earnings. APY is variable and may increase if designated as part of a relationship package.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.00% | — | 3.00% | $74 |
| 4 months4 Month Special | — | 3.75% | 3.75% | $123 |
| 6 months | 3.65% | — | 3.65% | $181 |
| 9 months9 Month Special | — | 3.80% | 3.80% | $284 |
| 12 months | 3.45% | — | 3.45% | $345 |
| 13 months13 Month Special | — | 3.60% | 3.60% | $391 |
| 18 months | 3.00% | — | 3.00% | $453 |
| 19 months19 Month Special | — | 4.10% | 4.10% | $657 |
| 24 months | 4.00% | — | 4.00% | $816 |
| 30 months | — | 2.30% | 2.30% | $585 |
| 36 months | 2.30% | — | 2.30% | $706 |
| 48 months | 2.30% | — | 2.30% | $952 |
| 60 months | 2.30% | — | 2.30% | $1,204 |
| 84 months | 1.30% | — | 1.30% | $946 |
| 120 months | 1.40% | — | 1.40% | $1,492 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.