Bank · FDIC insured
Middlesex Savings Bank Auto Loan Rates
Top CarrotMiddlesex Savings Bank auto loans start at 8.00% APR for a new vehicle and 9.00% for a used one. Rates checked October 15, 2026.
How Middlesex Savings Bank’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Middlesex Savings Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Middlesex Savings Bank
8.00%APR
- Terms
- up to 60 months
New Car Loan
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
Middlesex Savings Bank auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew8.00%
- Used vehicleUsed9.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Middlesex Savings Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loan
Financing available for new vehicles up to 7 years old. 10% down payment required. Reduce interest rates an additional 0.25% with automatic payment from a Middlesex checking account. Subject to approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.50% | Monthly payment of $31.11 per $1,000. |
| up to 48 months | 7.75% | Monthly payment of $24.30 per $1,000. |
| up to 60 months | 8.00% | Monthly payment of $20.28 per $1,000. |
| up to 72 months | 8.25% | Monthly payment of $17.66 per $1,000. |
Sources (2)
- middlesexbank.com/Personal/Bor…ans-and-Lines/Auto-Loans
- middlesexbank.com/Resources/Re…ates/Personal-Loan-Rates
All captured Oct 15, 2026
Used Car Loan
Financing available for used vehicles up to 7 years old. 10% down payment required. Reduce interest rates an additional 0.25% with automatic payment from a Middlesex checking account. Subject to approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 8.50% | Monthly payment of $31.57 per $1,000. |
| up to 48 months | 8.75% | Monthly payment of $24.77 per $1,000. |
| up to 60 months | 9.00% | Monthly payment of $20.76 per $1,000. |
| up to 72 months | 9.25% | Monthly payment of $18.15 per $1,000. |
Sources (2)
- middlesexbank.com/Personal/Bor…ans-and-Lines/Auto-Loans
- middlesexbank.com/Resources/Re…ates/Personal-Loan-Rates
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.