Bank · FDIC insured
MidAmerica National Bank Auto Loan Rates
MidAmerica National Bank auto loans start at 5.56% APR for a new vehicle and 5.56% for a used one. Rates checked October 16, 2026.
How MidAmerica National Bank’s auto loan rates compare
Compared with banks and credit unions near Canton, IL, where MidAmerica National Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
MidAmerica National Bank
5.56%APR
- Terms
- up to 60 months
Automobile Loan
Lowest rate
CEFCU
4.99%APR
- Terms
- up to 66 months
MidAmerica National Bank auto loan score
71
Auto loan score
Higher than 30% of U.S. banks and credit unions
- New vehicleNew5.56%
- Used vehicleUsed5.56%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MidAmerica National Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobile Loan
Rates and terms vary based on credit history, loan-to-value, loan amount, and credit approval. Advertised 'as low as' rates based on loan <= 90% of MSRP (new) or NADA valuation (used), credit score 780+, and model year 2023 or newer.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.48% | Rates as low as. |
| up to 60 months | 5.56% | Rates as low as. |
| up to 66 months | 5.84% | Rates as low as. |
| up to 72 months | 6.02% | Rates as low as. |
| up to 78 months | 6.20% | Rates as low as. |
| up to 84 months | 6.44% | Rates as low as. |
Sources (1)
- midnatbank.com/borrow/personal/loan-interest-rates · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.