Credit union · NCUA insured
Mid-Hudson Valley Federal Credit Union Credit Card Rates
Mid-Hudson Valley Federal Credit Union credit card rates start at 13.00% APR. Rates checked October 16, 2026.
How Mid-Hudson Valley Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Kiryas Joel, NY, where Mid-Hudson Valley Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mid-Hudson Valley Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Rhinebeck Bank
9.24%APR
- Up to
- —
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa® Platinum
Secured by funds in savings account; reports to major credit bureaus; path to an unsecured credit card; no annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | Introductory APR for 12 Months. Introductory rates are subject to change and are based on creditworthiness. |
| Ongoing | 13.00%–17.24% | None | Variable APR thereafter based on Prime Rate and creditworthiness. |
Sources (1)
- mhvfcu.com/personal/borrow/compare-our-credit-cards · captured Oct 5, 2026
Visa® Platinum
Low variable rate card with no annual fee and no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | Introductory APR for 12 Months. Introductory rates are subject to change and are based on creditworthiness. |
| Ongoing | 13.00%–17.24% | None | Variable APR thereafter based on Prime Rate and creditworthiness. |
Sources (2)
All captured Oct 5, 2026
Visa® Signature Rewards
Rewards card with no annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR on Purchases for 6 Months. Introductory rates are subject to change and are based on creditworthiness. |
| Ongoing | 14.00%–18.00% | None | Variable APR thereafter based on Prime Rate and creditworthiness. |
Sources (2)
All captured Oct 5, 2026
Who can join Mid-Hudson Valley Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, volunteer, or attend school in Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster, or Westchester County, New York.
Family and household
- Membership is open to immediate family and household members of MHV members.
Other ways
- Businesses located in the seven served counties can open business accounts.
Cost to join
- Establishing membership requires a minimum deposit of $5 into a Regular Savings account as an ownership share.
Membership information collected October 5, 2026.