Credit union · NCUA insured
Michigan One Community Credit Union Credit Card Rates
Michigan One Community Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Michigan One Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Michigan One Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Michigan One Community Credit Union
12.90%APR
M1 CU Rewards Credit Card
Lowest rate
River Valley Credit Union
7.50%APR
2nd-lowest rate
Muskegon Federal Credit Union
7.90%APR
Michigan One Community Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Michigan One Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
M1 CU Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | APR as low as; rate may be higher depending on your credit history, loan purpose, amount, and/or term. Rates and loan terms are based on creditworthiness. Fixed interest rates. |
Who can join Michigan One Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all persons who live, work, worship, or attend school anywhere in the state of Michigan.
Membership information collected October 5, 2026.