Metrum Community Credit Union Credit Card Rates

How Metrum Community Credit Union’s credit card rates compare

Compared with banks and credit unions near Denver, CO, where Metrum Community Credit Union has the most branches. Ongoing purchase APR, lowest first.

Credit card score

Higher than 15% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Metrum Community Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Membership eligibility and $25.00 Share Savings deposit required. Variable interest rate based on credit score. No annual fee.

Applies to	APR	Annual fee	Conditions
Ongoing	13.49%–18.00%	None	Variable rate. As low as rate based on credit score. Highest rate is 18.00%. Same low rate for purchases, cash advances, and balance transfers.
Intro, 12 months	5.99%	None	Fixed promotional rate of 5.99% APR for 12 months/statements on credit card balance transfers paid directly to another lender/card completed by an MCCU employee. On statement cycle 13 or if 30+ days delinquent, balance transfers to prevailing rate (which may range from 9.74%-18.00% APR). Balance transfer fee: $5.00 or 3.00% of amount transferred, whichever is greater.

Sources (5)

All captured Oct 15, 2026

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