Credit union · NCUA insured
Meridian Trust Federal Credit Union Credit Card Rates
Meridian Trust Federal Credit Union credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Meridian Trust Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Cheyenne, WY, where Meridian Trust Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Meridian Trust Federal Credit Union
12.00%APR
- Up to
- —
Visa Rewards
Lowest rate
First Education Federal Credit Union
8.99%APR
- Up to
- 16.99% APR
2nd-lowest rate
Pinnacle Bank
9.99%APR
- Up to
- —
Meridian Trust Federal Credit Union credit card score
72
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Meridian Trust Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Rewards
Age 18 or older, membership and credit qualification required. Variable APR based on Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Variable APR based on the Prime Rate. No annual fee. No balance transfer fee. Foreign Transaction Fee: 1.00% of each transaction in U.S. Dollars. Cash Advance Fee: 3.00% of transaction amount. |
Sources (2)
All captured Oct 15, 2026
Who can join Meridian Trust Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Cheyenne, Wyoming Census Tracts 2, 3, 4.02, 7, 10, and 11 are eligible for membership.
- Individuals who live, work, worship, or attend school in Box Butte or Scotts Bluff County, Nebraska, or have a family member who does, are eligible for membership.
- Individuals who live, work, worship, or attend school in Carbon, Fremont, Sweetwater, or Uinta County, Wyoming, or have a family member who does, are eligible for membership.
Employers and groups
- Individuals who work for or are retired from BNSF railroad, Box Butte General Hospital, or Panhandle Cooperative in Alliance, Nebraska, or have a qualifying family member, are eligible for membership.
- Employees, retirees, and eligible members/volunteers of participating Select Employee Groups (SEGs) are eligible for membership.
- In Wellington, Colorado, eligibility extends to Poudre School District staff/retirees, residents of nearby HOAs, and employees/retirees/residents associated with the Wellington Area Chamber of Commerce or Main Streets Program.
3 more ways to join
Military, government and schools
- Active or retired military personnel are eligible for membership.
- Employees and retirees of the State of Wyoming, University of Wyoming, Wyoming Department of Transportation, or Wyoming Public Schools and School Districts are eligible for membership.
Family and household
- Individuals with an immediate family member who has an account are eligible for membership.
Membership information collected October 4, 2026.