Credit union · NCUA insured
Meridian Mutual Federal Credit Union Auto Loan Rates
Meridian Mutual Federal Credit Union auto loan rates start at 2.99% APR. Rates checked October 22, 2026.
How Meridian Mutual Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Mississippi, where Meridian Mutual Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Meridian Mutual Federal Credit Union
– –
- Terms
- —
- Up to
- —
No ongoing APR published
Lowest rate
Mississippi DHS FCU
3.49%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Triangle Federal Credit Union
4.00%APR
- Terms
- up to 84 months
- Up to
- 18.00% APR
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Swap Your Current Auto Loan Refinance
Refinancing of automobiles from other lenders only. Current Meridian Mutual FCU auto loans and clear title loans are not eligible. MMFCU drops current rate by 2%. 2009 and newer models only. Must have direct deposit. Credit score determines loan to value amount. Paperwork from current financial institution required. Must join or be a member of Meridian Mutual FCU. $20 application fee.
| Terms | APR | Conditions |
|---|---|---|
| — | 2.99%–18.00% | Rate drops by 2% from current lender rate; minimum rate 2.99%, maximum rate 18.00%. $20 application fee applies. |
Sources (1)
- meridianmutualfcu.com · captured Oct 7, 2026
Who can join Meridian Mutual Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or goes to school in Lauderdale County is eligible for membership.
Membership information collected October 4, 2026.