Credit union · NCUA insured
Meridian Mutual Federal Credit Union
A $70.6M credit union headquartered in Meridian, MS, with 7,606 members and 2 branches in Mississippi.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Meridian Mutual Federal Credit Union
Located in Meridian, Mississippi, Meridian Mutual Federal Credit Union was originally chartered in 1953 to serve employees of the Meridian Public School System.
In October 1997, the credit union was granted a community charter enabling it to serve anyone who lives, works, worships, or goes to school in Lauderdale County.
- Headquarters
- 809 26th Ave, Meridian, MS 39301
- NCUA charter
- 8433
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or goes to school in Lauderdale County is eligible for membership.
Branches
2 branches in Mississippi
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Mississippi
2 branches
- Main OfficeMain office809 26th Ave, Meridian, MS 39301Directions
- PSD North Branch4832 Poplar Springs Dr, Meridian, MS 39302-0310, Meridian, MS 39305Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.43% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.19% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.70% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio12.43%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.19%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.70%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Meridian Mutual Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.