Credit union · NCUA insured
Mercer Credit Union Savings Rates
Mercer Credit Union’s best savings rate is 0.75% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How Mercer Credit Union’s savings rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Mercer Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mercer Credit Union
0.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $75
Share Savings
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Vibrant Credit Union
3.38%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $338
Mercer Credit Union savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mercer Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.75%APY
Rates change each dividend period as determined by the Board of Directors. Dividends are computed and deposited quarterly; statements sent semi-annually. Dividends are not guaranteed and are paid from current income/earnings availability after reserve transfers. Members forfeit dividend if the account is closed before accrued dividends are credited.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
Sources (1)
- mercercreditunion.com/about · captured Sep 17, 2026
Special-purpose accounts
Christmas Club
1.51%APY
Checks mailed 11/1/25.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceChecks mailed 11/1/25.Any balance | 1.51% | $151 | Checks mailed 11/1/25. |
Sources (1)
- mercercreditunion.com/about · captured Sep 17, 2026
Who can join Mercer Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to health care workers employed in a health care facility in Mercer County.
Military, government and schools
- Membership is open to employees of Rockridge, Sherrard, and Mercer County school districts.
- Membership is open to employees of Mercer County and the City of Aledo.
Family and household
- Membership is open to immediate family members of current members.
Membership information collected October 5, 2026.