Credit union · NCUA insured
Mercer Credit Union
A $2.6M credit union headquartered in Aledo, IL, with 415 members and 1 branch in Illinois. Best rates: CDs 3.56% and savings 0.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.56%CD rates →
- Savings820.75%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Mercer Credit Union
Mercer Credit Union is located in Aledo, Illinois, and has been serving Mercer County since 1969.
- Headquarters
- 100 SE 3rd Ave, Aledo, IL 61231-1740
- NCUA charter
- 65995
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to health care workers employed in a health care facility in Mercer County.
Military, government and schools
- Membership is open to employees of Rockridge, Sherrard, and Mercer County school districts.
- Membership is open to employees of Mercer County and the City of Aledo.
Family and household
- Membership is open to immediate family members of current members.
Branches
1 branch in Illinois
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Illinois
1 branch
- Mercer Credit UnionMain office100 SE 3rd Ave, Aledo, IL 61231Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.90% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.61% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.32% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $81 | $59 | — |
- CapitalNet worth ratio14.90%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.61%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.32%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$81Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Mercer Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.