Credit union · NCUA insured
Mercer Credit Union CD Rates
Mercer Credit Union’s best CD rate is 3.56% APY on a 1-year share certificate (CD). Rates checked October 16, 2026.
How Mercer Credit Union’s CD rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Mercer Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mercer Credit Union
3.56%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $356
Certificate of Deposit
Top rate
Empeople Credit Union
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
2nd-highest rate
Ascentra
4.40%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,137
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
3.56%APY · 1 term
One year term. May be renewed yearly. Penalty for early withdrawal. Rates are subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMay be renewed yearly. Penalty for early withdrawal | 3.56% | $356 |
Sources (1)
- mercercreditunion.com/about · captured Sep 17, 2026
Who can join Mercer Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to health care workers employed in a health care facility in Mercer County.
Military, government and schools
- Membership is open to employees of Rockridge, Sherrard, and Mercer County school districts.
- Membership is open to employees of Mercer County and the City of Aledo.
Family and household
- Membership is open to immediate family members of current members.
Membership information collected October 5, 2026.