Bank · FDIC insured
Mercer County State Bank Savings Rates
Mercer County State Bank’s best savings rate is 0.05% APY on $10,000, with its Hi-Fi Money Market. Rates checked October 16, 2026.
How Mercer County State Bank’s savings rates compare
Compared with banks and credit unions near Hermitage, PA, where Mercer County State Bank has the most branches. $10,000, best rate first.
This bank’s best
Mercer County State Bank
0.05%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $5
Hi-Fi Money Market
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Mercer County State Bank savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mercer County State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Hi-Fi Money Market
0.05%APY
$10 monthly charge if minimum balance falls below $1,500. Free eStatement or Paper Statement for $3.00 fee. Variable interest rates subject to change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $10,000 | 0.05% | $5 | |
| $10,000 – $50,000 | 0.05% | — | |
| $50,000 – $100,000 | 0.25% | — | |
| $100,000 – $500,000 | 1.51% | — | |
| $500,000 and upBalances over $500,000 | 2.02% | — | Balances over $500,000 |
Sources (2)
All captured Oct 6, 2026
Statement Savings
0.05%APY
Interest rates are variable and subject to change. Minimum Deposit to open account is $50.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.03% | — |
| $500 and up | 0.05% | $5 |
Sources (1)
- mcsbank.bank/personal/deposit-rates · captured Oct 6, 2026
Special-purpose accounts
Christmas Club
0.25%APY
Periodic deposits are automatically deducted from your checking account. Balance is deposited into designated MCSB checking account the following October. All interest is credited at maturity date; if needed prior to maturity date there is a $25.00 early close fee and no interest is paid on the account. Interest rates are variable and subject to change. No Minimum Deposit to open account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceChristmas Club Direct. Periodic deposits are automatically deducted from checking account. Balance deposited into designated MCSB checking account following October. Interest credited at maturity. Early closure fee $25.00 and no interest paid if closed prior to maturity.Any balance | 0.25% | $25 | Christmas Club Direct. Periodic deposits are automatically deducted from checking account. Balance deposited into designated MCSB checking account following October. Interest credited at maturity. Early closure fee $25.00 and no interest paid if closed prior to maturity. |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.