Credit union · NCUA insured
Mercer County NJ Teachers' Federal Credit Union Credit Card Rates
Mercer County NJ Teachers' Federal Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Mercer County NJ Teachers' Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Trenton, NJ, where Mercer County NJ Teachers' Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mercer County NJ Teachers' Federal Credit Union
10.99%APR
Visa Credit Card
Lowest rate
HEFCU
8.99%APR
2nd-lowest rate
Self Reliance Financial Federal Credit Union
9.49%APR
Mercer County NJ Teachers' Federal Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mercer County NJ Teachers' Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Rate based on creditworthiness of individual applicant and subject to change without notice. |
Who can join Mercer County NJ Teachers' Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of partner companies Haldeman Auto Group (all dealerships & corporate center) and Office Interiors are eligible for membership.
Military, government and schools
- Employees of designated school districts and private schools, as well as staff and students of Mercer County Community College, are eligible for membership.
Family and household
- Family members (including immediate family, stepfamily, and other extended relatives) of current members are eligible for membership.
Membership information collected October 5, 2026.