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Credit union · NCUA insured

Mercer County NJ Teachers' Federal Credit Union CD Rates

Mercer County NJ Teachers' Federal Credit Union’s best CD rate is 3.96% APY on a 3-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 22, 2026.

How Mercer County NJ Teachers' Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Trenton, NJ, where Mercer County NJ Teachers' Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Mercer County NJ Teachers' Federal Credit Union

    3.96%APY

    Term
    3 months
    Minimum
    $1,000
    Earns on $10,000
    $98

    Term Savings Certificates

  • Top Carrot, Carrot Score 96

    Top rate

    Altra Federal Credit Union

    4.75%APY

    Term
    30 months
    Minimum
    $1,000
    Earns on $10,000
    $1,230

    Altra Federal Credit Union rates

  • 2nd-highest rate

    First Commerce Bank

    4.50%APY

    Term
    17 months
    Minimum
    $1,000
    Earns on $10,000
    $643

    First Commerce Bank rates

Compare CD rates near you →

Mercer County NJ Teachers' Federal Credit Union CD score

78

CD score

Higher than 45% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.96%
  • 9–15 months9–15 mo3.49%
  • 16–30 months16–30 mo3.19%
  • 31–60 months31–60 mo2.63%
  • QualifiedQualified3.96%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Mercer County NJ Teachers' Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Mercer County NJ Teachers' Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of partner companies Haldeman Auto Group (all dealerships & corporate center) and Office Interiors are eligible for membership.

Military, government and schools

  • Employees of designated school districts and private schools, as well as staff and students of Mercer County Community College, are eligible for membership.

Family and household

  • Family members (including immediate family, stepfamily, and other extended relatives) of current members are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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