Credit union · NCUA insured
Memorial Federal Credit Union Savings Rates
Memorial Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share Account. Rates checked October 22, 2026.
How Memorial Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Gulfport, MS, where Memorial Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Memorial Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $10
Share Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Navigator Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $325
Memorial Federal Credit Union savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Memorial Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Account
0.10%APY
A $10.00 deposit into your Share Account establishes your membership and enables you to take advantage of all our other financial services. Compounded daily and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $5,000Compounded daily and credited quarterly. | 0.05% | — | Compounded daily and credited quarterly. |
| $5,001 and upCompounded daily and credited quarterly. | 0.10% | $10 | Compounded daily and credited quarterly. |
Sources (1)
- memorialfcu.org/accounts · captured Sep 19, 2026
Special-purpose accounts
Christmas Club Account
0.05%APY
Make deposits throughout the year and in October, the balance, including any dividends earned, will be available. Penalties for early withdrawal on Christmas Club accounts. Compounded daily and credited annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upPenalties for early withdrawal on Christmas Club accounts. Compounded daily and credited annually.$25 and up | 0.05% | $5 | Penalties for early withdrawal on Christmas Club accounts. Compounded daily and credited annually. |
Sources (1)
- memorialfcu.org/accounts · captured Sep 19, 2026
Who can join Memorial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and medical staff of Memorial Hospital at Gulfport, its surrounding clinics, and Gulf Coast Mental Health are eligible for membership.
Family and household
- Immediate family members of employees and medical staff of Memorial Hospital at Gulfport, its surrounding clinics, and Gulf Coast Mental Health are eligible for membership.
Cost to join
- Joining and opening an account requires $15.00.
Membership information collected October 4, 2026.