MemberSource Credit Union Credit Card Rates

How MemberSource Credit Union’s credit card rates compare

Compared with banks and credit unions near Houston, TX, where MemberSource Credit Union has the most branches. Ongoing purchase APR, lowest first.

70

Credit card score

Higher than 26% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where MemberSource Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Non-variable rate. Dependent on applicant's creditworthiness.

Applies to	APR	Annual fee	Conditions
Ongoing	12.50%–17.50%	None	Non-variable rate based on creditworthiness. No balance transfer fees, no cash advance fees, and no penalty rates.

Sources (2)

All captured Oct 6, 2026

Non-variable rate. Card rate determined based on creditworthiness. Subject to approval.

Applies to	APR	Annual fee	Conditions
Ongoing	12.50%–17.50%	None	Non-variable rate determined based on creditworthiness. Includes uChoose Rewards program, interest grace period on purchases, and no penalty rates.

Sources (2)

All captured Oct 6, 2026

This may be incomplete or out of date, so check with the credit union before you apply.

Individuals may be eligible to join MemberSource Credit Union through their employer or Select Employee Group (SEG).

Membership information collected October 5, 2026.