Credit union · NCUA insured
Members Choice Credit Union Credit Card Rates
Members Choice Credit Union credit card rates start at 8.75% APR. Rates checked October 16, 2026.
How Members Choice Credit Union’s credit card rates compare
Compared with banks and credit unions near Waco, TX, where Members Choice Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Members Choice Credit Union
– –
No ongoing APR published
Lowest rate
GENCO Federal Credit Union
7.90%APR
2nd-lowest rate
Educators Credit Union
9.75%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Cards
Rates subject to change without notice. Available rates are based on credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR for 6 months; maximum amount up to $10,000 based on credit score. |
| Ongoing | 8.75% | None | Ongoing rate after 6-month introductory period; maximum amount up to $10,000 based on credit score. |
Sources (1)
- choicefcu.com/share-term-share-certificate-rates/loans · captured Oct 8, 2026
Who can join Members Choice Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Bosque, Coryell, Falls, Hill, Limestone, McLennan, Milam, or Robertson County are eligible for membership.
Membership information collected October 5, 2026.