Credit union · NCUA insured
Members 1st Credit Union Credit Card Rates
Members 1st Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Members 1st Credit Union’s credit card rates compare
Compared with banks and credit unions near Brattleboro, VT, where Members 1st Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Members 1st Credit Union
10.90%APR
Visa Credit Card
Lowest rate
Heritage Family Credit Union
9.99%APR
2nd-lowest rate
EastRise Credit Union
10.75%APR
Members 1st Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members 1st Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Rate remains unaffected by credit score. Minimum monthly payment is 4% of month-end balance. No fees for balance transfers or cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Rate remains unaffected by credit score. |
Sources (1)
- members1cu.com/visa-credit-cards · captured Oct 7, 2026
Who can join Members 1st Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live or work in Franklin County in Massachusetts.
- Eligible if you live or work in Sullivan and Cheshire Counties in New Hampshire.
- Eligible if you live or work in Windham, Windsor, Bennington, and Rutland Counties in Vermont.
Family and household
- Eligible if you are an immediate relative of a current member.
Membership information collected October 4, 2026.