Credit union · NCUA insured
MCU Financial Center CU Credit Card Rates
Top CarrotMCU Financial Center CU credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How MCU Financial Center CU’s credit card rates compare
Compared with banks and credit unions near Racine, WI, where MCU Financial Center CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
MCU Financial Center CU
9.99%APR
Visa Classic Credit Cards
Lowest rate
Racine Municipal Employees Credit Union
8.90%APR
3rd-lowest rate
Educators CU
10.90%APR
MCU Financial Center CU credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MCU Financial Center CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Cards
Rates are based upon qualified credit; eligibility and rates are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | No annual fees, no balance transfer fee, no cash advance fee. Rates are based upon qualified credit. |
Visa Scorecard Rewards Credit Cards
Rates are based upon qualified credit; eligibility and rates are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | No annual fees, no balance transfer fee, no cash advance fee. Rates are based upon qualified credit. |
Visa Secured Creditbuilder Credit Cards
Rates are based upon qualified credit; eligibility and rates are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | No annual fees, no balance transfer fee, no cash advance fee. Rates are based upon qualified credit. |
Who can join MCU Financial Center CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Racine or Kenosha counties are eligible for membership.
Cost to join
- A $15 membership share deposit into a Primary Savings account is required to join.
Membership information collected October 5, 2026.