Credit union · NCUA insured
Educators CU Credit Card Rates
Top CarrotEducators CU credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Educators CU’s credit card rates compare
Compared with banks and credit unions near Milwaukee, WI, where Educators CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Educators CU
10.90%APR
Visa® Platinum Card
Lowest rate
Governmental Employees Credit Union
8.99%APR
2nd-lowest rate
Greater Pittsburgh FCU
8.99%APR
Educators CU credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Educators CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Card
Fixed interest rate set at account opening. Subject to credit approval. Membership eligibility required (available in select Wisconsin and Illinois counties). Minimum credit limit $500. 25-day interest-free grace period when paying entire balance each month. No annual fee and no balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Rates start at 10.90% (moving to 11.9%, 14.9%, and 20.9% depending on credit). Payment per $1,000 is $25.00. |
Visa® Signature Cash Back Card
Variable APR based on Prime Rate (7.00% as of 2026-10-01) plus 7%, 8%, 10%, or 14%, adjusted quarterly. Subject to credit approval. Membership eligibility required (available in select Wisconsin and Illinois counties). Minimum credit limit $5,000. 25-day interest-free grace period when paying entire balance each month. No annual fee and no balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00% | None | Variable rate starting at 7% over Prime Rate (7.00% as of 2026-10-01; margins 7%, 8%, 10%, or 14%), adjusted quarterly. Payment per $1,000 is $25.00. |
Sources (1)
- ecu.com/loans/visa-credit-cards · captured Oct 5, 2026
Who can join Educators CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to those who live or work in the Wisconsin counties of Dane, Green, Jefferson, Kenosha, Milwaukee, Ozaukee, Racine, Rock, Walworth, Washington, or Waukesha.
- Membership is available to those who live or work in the Illinois counties of Lake, Boone, McHenry, or Winnebago.
Cost to join
- A $5 refundable share deposit into a Prime Share Savings account is required to become a member-owner.
Membership information collected October 5, 2026.