Credit union · NCUA insured
MC Federal Credit Union Savings Rates
MC Federal Credit Union’s best savings rate is 0.65% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How MC Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Sunbury, PA, where MC Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
MC Federal Credit Union
0.65%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $65
Money Market Accounts
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Central Keystone FCU
3.05%APY
- Minimum
- —
- Earns on $10,000 a year
- $305
MC Federal Credit Union savings score
83
Savings score
Higher than 61% of U.S. banks and credit unions
- $1,000 balance$1,0000.65%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0002.75%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MC Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.65%APY
MC Federal Credit Union membership is required. Dividends are posted monthly on the first day of the following month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $19,999Minimum balance required to earn the stated APY. Dividends posted monthly. | 0.65% | $65 | Minimum balance required to earn the stated APY. Dividends posted monthly. |
| $20,000 – $49,999Minimum balance required to earn the stated APY. Dividends posted monthly. | 2.00% | — | Minimum balance required to earn the stated APY. Dividends posted monthly. |
| $50,000 – $99,999Minimum balance required to earn the stated APY. Dividends posted monthly. | 2.25% | — | Minimum balance required to earn the stated APY. Dividends posted monthly. |
| $100,000 and upMinimum balance required to earn the stated APY. Dividends posted monthly. | 2.75% | — | Minimum balance required to earn the stated APY. Dividends posted monthly. |
Sources (1)
- mcfcu.org/personal/money-markets · captured Sep 17, 2026
Platinum Money Market
2.25%APY
MC Federal Credit Union membership is required. Minimum $50,000 balance required to earn the stated APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 and upDividends Posted Monthly. Minimum $50,000 balance required to earn the stated APY.$50,000 and up | 2.25% | — | Dividends Posted Monthly. Minimum $50,000 balance required to earn the stated APY. |
Sources (1)
- mcfcu.org/personal/money-markets · captured Sep 17, 2026
Regular Savings Account
0.10%APY
Requires a $5.00 minimum deposit upon opening and is required to maintain membership status. MC Federal Credit Union membership is required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum $25 balance required to earn the stated APY. Dividends are posted to your account quarterly. No monthly fees to maintain your account.$25 and up | 0.10% | $10 | Minimum $25 balance required to earn the stated APY. Dividends are posted to your account quarterly. No monthly fees to maintain your account. |
Sources (1)
- mcfcu.org/personal/savings · captured Sep 17, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.10%APY
Designed specifically for individuals with a high deductible health plan. MC Federal Credit Union membership is required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDeclared monthly dividends. Fees may reduce earnings. MC Federal Credit Union membership is required.Any balance | 0.10% | $10 | Declared monthly dividends. Fees may reduce earnings. MC Federal Credit Union membership is required. |
Sources (1)
- mcfcu.org/personal/hsa · captured Sep 17, 2026
IRA Variable
0.10%APY
MC Federal Credit Union membership is required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDeclared monthly dividends. A deposit can be as little as $1.00 to a variable IRA account. Fees may reduce earnings. MC Federal Credit Union membership is required.Any balance | 0.10% | $10 | Declared monthly dividends. A deposit can be as little as $1.00 to a variable IRA account. Fees may reduce earnings. MC Federal Credit Union membership is required. |
Sources (1)
- mcfcu.org/personal/ira · captured Sep 17, 2026
Club Accounts
0.01%APY
MC Federal Credit Union membership is required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo penalty for early withdrawal. Fees may reduce earnings. MC Federal Credit Union membership is required.Any balance | 0.01% | $1 | No penalty for early withdrawal. Fees may reduce earnings. MC Federal Credit Union membership is required. |
Sources (1)
- mcfcu.org/personal/savings · captured Sep 17, 2026
Who can join MC Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.