Credit union · NCUA insured
MariSol Federal Credit Union Auto Loan Rates
MariSol Federal Credit Union auto loans start at 6.75% APR for a new vehicle and 8.00% for a used one. Rates checked October 22, 2026.
How MariSol Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Phoenix, AZ, where MariSol Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
MariSol Federal Credit Union
6.75%APR
- Terms
- 49–64 months
- Up to
- 13.75% APR
Vehicles - Model Years 2025 and Newer
Lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
TruGrocer Federal Credit Union
3.99%APR
- Terms
- 24–84 months
- Up to
- —
MariSol Federal Credit Union auto loan score
61
Auto loan score
Higher than 5% of U.S. banks and credit unions
- New vehicleNew6.75%
- Used vehicleUsed8.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MariSol Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Repair Loan
Designed to help members cover essential vehicle repair costs for cars no longer under warranty. Same rate for all credit scores. Maximum loan amount $6,000.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.99% | All credit scores |
Electric Vehicle and Hybrid Plug In Electric Model Years 2020-2026
Applicable to all credit scores. Primary residence charging station costs up to $750.00 can be added with invoice. Model Years 2020-2026.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.99% | Standard schedule rate for all credit scores. |
| up to 84 months | 6.69% | Special promotional financing rate for all credit scores. Model years 2020-2026. Up to $750 for charging station installation. |
Match & Slash Auto Loan Promotion
Matches current auto loan rate and beats it by 1.50% or more (1% off Match rate, plus 0.50% discount for auto transfer). Proof of existing rate and/or legitimate dealer contract required. If standard rate is lower, member gets lower rate automatically. Valid for New, Used, and Refinance.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.50% | Lowest rate offered for a match with discount is 4.50% APR. Requires proof of existing rate/dealer contract and auto transfer. |
Motorcycle Loans
New & Used Motorcycle financing for model years 2018-2024 and 2025 & up. Terms up to 64 months. Rates depend on credit score tiers.
| Terms | APR | Conditions |
|---|---|---|
| up to 64 months | 7.75%–14.75% | Model years 2025 & up. Credit score tiers: 725+ (7.75%), 680-724 (9.25%), 640-679 (10.75%), 600-639 (12.75%), 560-599 (13.75%), 559 & under (14.75%). |
| up to 64 months | 8.75%–15.75% | Model years 2018-2024. Credit score tiers: 725+ (8.75%), 680-724 (10.25%), 640-679 (11.75%), 600-639 (13.75%), 560-599 (14.75%), 559 & under (15.75%). |
Sources (1)
- marisolcu.org/current-rates · captured Oct 3, 2026
Used Vehicles Model Years 2018-2024
Up to 100% financing available for qualified buyers. Rates can be adjusted for loan to value and excessive mileage. A 50 bps discount on interest rate if 10% or more down payment on a used or new vehicle, and 50 bps discount if paid by payroll deduction (quoted rates do not include discount). No salvage titles.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.25%–14.25% | Credit score tiers: 725+ (7.25%), 680-724 (8.75%), 640-679 (10.25%), 600-639 (12.25%), 560-599 (13.25%), 559 & Under (14.25%) |
| 49–64 months | 8.00%–15.00% | Credit score tiers: 725+ (8.00%), 680-724 (9.50%), 640-679 (11.00%), 600-639 (13.00%), 560-599 (14.00%), 559 & Under (15.00%) |
| 65–84 months | 9.00%–15.50% | Loan amount greater than $20,000; Credit score tiers: 725+ (9.00%), 680-724 (10.00%), 640-679 (11.50%), 600-639 (13.50%), 560-599 (14.50%), 559 & Under (15.50%) |
Vehicles - Model Years 2025 and Newer
Up to 100% financing available for qualified buyers. Rates can be adjusted for loan to value and excessive mileage (+0.250%). A 50 bps discount on interest rate if 10% or more down payment on a used or new vehicle, and 50 bps discount if paid by payroll deduction (quoted rates do not include discount). No salvage titles.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.25%–13.25% | Credit score tiers: 725+ (6.25%), 680-724 (7.75%), 640-679 (9.25%), 600-639 (11.25%), 560-599 (12.25%), 559 & Under (13.25%) |
| 49–64 months | 6.75%–13.75% | Credit score tiers: 725+ (6.75%), 680-724 (8.25%), 640-679 (9.75%), 600-639 (11.75%), 560-599 (12.75%), 559 & Under (13.75%) |
| 65–84 months | 7.75%–14.25% | Loan amount greater than $20,000; Credit score tiers: 725+ (7.75%), 680-724 (8.75%), 640-679 (10.25%), 600-639 (12.25%), 560-599 (13.25%), 559 & Under (14.25%) |
Who can join MariSol Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in designated areas/zip codes in Maricopa County are eligible for membership.
Employers and groups
- Employees and families of Mesa Community Action Network, Inc. (MesaCAN) are eligible for membership.
- Members of the Arizona Odd Fellows and Rebekah organization in Arizona and New Mexico are eligible for membership.
Military, government and schools
- Employees, retirees, and volunteers of Maricopa County, and their families, are eligible for membership.
Family and household
- Family members and household members of individuals eligible to join are also eligible for membership, without requiring the primary eligible individual to join first.
Other ways
- Members, staff, faculty, students, and retirees of Roman and Byzantine Rite Catholics in the Diocese of Phoenix, Tucson, and Van Nuys are eligible.
Cost to join
- A $25 minimum deposit (Par Share) in a savings account is required and must be maintained at all times.
Membership information collected October 4, 2026.