Credit union · NCUA insured
Marine Federal Credit Union Credit Card Rates
Top CarrotMarine Federal Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Marine Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Jacksonville, NC, where Marine Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Marine Federal Credit Union
11.99%APR
- Up to
- 18.00% APR
Visa® Value
Lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
2nd-lowest rate
State Employees' Credit Union
11.50%APR
- Up to
- 14.50% APR
Marine Federal Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Marine Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Credit Builder Secured
Secured by shares; requires a pledged share deposit under a separate Security Agreement.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 9 months | 0.00% | $29 | 0% APR on all purchases within your first 9 months! See your credit card documents for your purchase rate. Annual fee $29. Secured by shares. |
| Ongoing | 18.00% | $29 | Variable APR based on U.S. Prime Rate. Rates capped at 18.00% APR. Annual fee $29. Secured by shares. |
Visa® Platinum Rewards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 9 months | 0.00% | None | 0% APR on all purchases within your first 9 months. See credit card documents for your purchase rate. |
| Ongoing | 12.99%–18.00% | None | Variable APR based on U.S. Prime Rate. Rates capped at 18.00% APR. Specific APR depends on creditworthiness and underwriting standards. Earns rewards points. |
| Ongoing | 18.00% | None | Variable APR based on U.S. Prime Rate. Rates capped at 18.00% APR. Cash advance fee: 3% or $10 min. Earns rewards points. |
Visa® Signature
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% APR on balance transfers for 12 months when completed within your first 90 days. A 5% balance transfer fee applies. Earn 15,000 bonus points when spending $1,500 on retail purchases within first 90 days. |
| Ongoing | 15.99%–18.00% | None | Variable APR based on U.S. Prime Rate. Rates capped at 18.00% APR. Specific APR depends on creditworthiness and underwriting standards. Premium benefits. |
| Ongoing | 18.00% | None | Variable APR based on U.S. Prime Rate. Rates capped at 18.00% APR. Cash advance fee: 3% or $10 min. Premium benefits. |
Visa® Value
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99%–18.00% | None | Variable APR based on U.S. Prime Rate. Rates capped at 18.00% APR. Specific APR depends on creditworthiness and underwriting standards. |
| Ongoing | 18.00% | None | Variable APR based on U.S. Prime Rate. Rates capped at 18.00% APR. Cash advance fee: 3% or $10 min. |
Who can join Marine Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of registered partner business affiliates or organizations are eligible for membership.
Military, government and schools
- Dependents or dependent survivors of the U.S. Armed Forces who are eligible to receive services or benefits from MCB Camp Lejeune, MCAS New River (Jacksonville, NC), or MCB Quantico (Virginia) are eligible to join.
- Military personnel, Department of Defense (DOD), and Non-Appropriated Fund Civilians associated with MCB Camp Lejeune, MCAS New River (Jacksonville, NC), or MCB Quantico (Virginia) are eligible to join.
Family and household
- Immediate family members (related by blood, marriage, or adoption) or household members of employees of recognized business affiliates are eligible to join.
- Direct family members (by blood, marriage, or adoption) or regular household members of qualifying active or retired military personnel are eligible to join.
Other ways
- Commercial entities, local businesses, and civic groups can join as corporate members.
1 more way to join
Other ways
- Applicants who do not meet military, family, or business affiliate criteria can qualify for membership by making a $25.00 donation to the Marine Corps Scholarship Foundation (MCSF).
Cost to join
- A $25.00 charitable donation to the Marine Corps Scholarship Foundation (MCSF) is required when qualifying via the MCSF membership path.
Membership information collected October 4, 2026.