Credit union · NCUA insured
Marine Federal Credit Union Auto Loan Rates
Top CarrotMarine Federal Credit Union auto loans start at 4.15% APR for a new vehicle and 5.75% for a used one. Rates checked October 22, 2026.
How Marine Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Jacksonville, NC, where Marine Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Marine Federal Credit Union
4.15%APR
- Terms
- —
- Up to
- —
New Automobile
2nd-lowest rate
State Employees' Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
3rd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Marine Federal Credit Union auto loan score
87
Auto loan score
Higher than 79% of U.S. banks and credit unions
- New vehicleNew4.15%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Marine Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Automobile
Risk-based pricing applies. APR may vary based on individual credit history, loan term, vehicle age, and underwriting factors, but will not exceed 18.00% APR. First payment may be deferred up to 60 days from loan origination (interest accrues during deferral).
| Terms | APR | Conditions |
|---|---|---|
| — | 4.15% | As low as APR based on creditworthiness, loan term, vehicle age, and underwriting factors. Maximum APR is 18.00%. |
Sources (3)
All captured Oct 4, 2026
Used Automobile
Risk-based pricing applies. APR may vary based on individual credit history, loan term, vehicle age, and underwriting factors, but will not exceed 18.00% APR. Includes 3 months of SiriusXM All-Access for pre-owned loans.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.75% | As low as APR based on creditworthiness, loan term, vehicle age, and underwriting factors. Maximum APR is 18.00%. |
Who can join Marine Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of registered partner business affiliates or organizations are eligible for membership.
Military, government and schools
- Dependents or dependent survivors of the U.S. Armed Forces who are eligible to receive services or benefits from MCB Camp Lejeune, MCAS New River (Jacksonville, NC), or MCB Quantico (Virginia) are eligible to join.
- Military personnel, Department of Defense (DOD), and Non-Appropriated Fund Civilians associated with MCB Camp Lejeune, MCAS New River (Jacksonville, NC), or MCB Quantico (Virginia) are eligible to join.
Family and household
- Immediate family members (related by blood, marriage, or adoption) or household members of employees of recognized business affiliates are eligible to join.
- Direct family members (by blood, marriage, or adoption) or regular household members of qualifying active or retired military personnel are eligible to join.
Other ways
- Commercial entities, local businesses, and civic groups can join as corporate members.
1 more way to join
Other ways
- Applicants who do not meet military, family, or business affiliate criteria can qualify for membership by making a $25.00 donation to the Marine Corps Scholarship Foundation (MCSF).
Cost to join
- A $25.00 charitable donation to the Marine Corps Scholarship Foundation (MCSF) is required when qualifying via the MCSF membership path.
Membership information collected October 4, 2026.